Skip to main content

Insurance to Help Protect Your Most Important Asset

Make a difference in your health insurance with Health Saving Solutions.

About Our AgencyContact Us

Request a Quote

Prefer to talk directly?

Call: 336-969-7978 or email us.

Our Featured Coverages

  General Medicare

  ACA and Short-term Medical Plans

Read Our Agency Reviews

At Health Saving Solutions we exceed expectations.

Learn About Health Saving Solutions

We are a woman-owned independent insurance agency focused on helping you protect one of the most important things you have—your health. Without coverage that is suited to your specific needs, you could be one illness or injury away from serious financial repercussions. At our agency, we work with you to understand the unique risks you face so we can help you find health insurance protection that works for you.

Your health and financial situation can change over time, so it’s important to work with an insurance agency that can offer you a variety of options when it comes to your protection. We are an independent agency. That means we work with multiple top-rated insurance companies to offer you the power of choice when it comes to your policy. As your needs change, we can help you adjust your coverage in a way that suits your new situation. We are here for you.

Learn About Us

The Solution to Your Insurance Needs

Health Saving Solutions offers a variety of health insurance and personal insurance solutions to help you protect what matters most.

Request a Quote
Serving North Carolina

We are a local, woman-owned agency. We proudly help individuals, families, and businesses throughout the state find health insurance to meet their unique needs.

Providing for Your Family
Risk Factor

Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?


Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.

Mortgage Payments
Risk Factor

After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.

Auto Payments
Risk Factor

Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.


A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).

Funeral Costs
Risk Factor

An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?


A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.

Protecting Your Retirement Savings
Risk Factor

Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.


Life insurance can help support a surviving spouse during their retirement.

Protecting Your Small Business
Risk Factor

If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.


A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.

Spousal Support / Income Replacement
Risk Factor

Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.


Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.

Learn More About This Coverage
Interactive Graphic

Click it. Read it. Cover it.

  1. Click on the hotspots.
  2. Discover your risks.
  3. Explore coverage options.

Not what you’re looking for?

Explore more interactive graphics.

Health Saving Solutions - Logo 800

Manage Your Policies

Already a client of Health Saving Solutions? Visit our Service Center to make requests and manage your insurance.

Our Clients Rave About Us

Check out our reviews and see why you should switch to Health Saving Solutions.

We offer a wide variety of insurance solutions.

We are there for you in your time of need.

We are by your side every step of the way.

We are licensed insurance advisors.

An Independent Agency Gives You Options

We proudly represent Cigna, United Healthcare, and more!

Let’s Get Started

  1. Step 1Fill out the form.
  2. Step 2Review your options with us.
  3. Step 3Get the coverage you need.

Contact Health Saving Solutions

"*" indicates required fields

Step 1 of 5

Contact Information


Don’t like forms? Contact us at 336-969-7978 or email us.