Learn About Health Saving Solutions
We are a woman-owned independent insurance agency focused on helping you protect one of the most important things you have—your health. Without coverage that is suited to your specific needs, you could be one illness or injury away from serious financial repercussions. At our agency, we work with you to understand the unique risks you face so we can help you find health insurance protection that works for you.
Your health and financial situation can change over time, so it’s important to work with an insurance agency that can offer you a variety of options when it comes to your protection. We are an independent agency. That means we work with multiple top-rated insurance companies to offer you the power of choice when it comes to your policy. As your needs change, we can help you adjust your coverage in a way that suits your new situation. We are here for you.
The Solution to Your Insurance Needs
Health Saving Solutions offers a variety of health insurance and personal insurance solutions to help you protect what matters most.
We are a local, woman-owned agency. We proudly help individuals, families, and businesses throughout the state find health insurance to meet their unique needs.
Raising a child can be a rewarding life experience, but it is also very expensive. It costs hundreds of thousands of dollars to raise a child to age 18, with college tuition, fees, room, and board resulting in another potentially enormous expense. If you were to die tomorrow, would funds be available to provide for food, clothing, day care, and educational expenses for your child?
Having life insurance could secure the future for your children if you have an untimely death. With a life insurance policy, there could be enough income to help pay for everything your child might need while growing up.
After your death, any outstanding debt and financial obligations do not disappear. Your home is probably the costliest and most significant property you own. A mortgage payment is a large burden for a spouse or partner to carry.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on the home.
Many families lease or finance their automobiles these days. If the primary earner in the family were to die, the family could be left with outstanding car payments for years to come.
A life insurance policy would allow your spouse or children to pay off your outstanding debts and spare them the stress of making monthly payments on your car(s).
An average funeral can cost tens of thousands of dollars, and that's without unnecessary options or luxurious services. A death in the family is stressful enough; why add the hefty bill of a funeral to that stress?
A life insurance policy can easily cover the cost of a funeral. Your family will be able to think of you and have peace of mind without being burdened by funeral costs.
Once you retire, you will be living off social security, and if you are lucky to have them, a pension or retirement fund, too. But what if the surviving spouse has been relying on you to fund retirement for the couple? Premature death of an earner can affect sources of retirement benefits such as Social Security.
Life insurance can help support a surviving spouse during their retirement.
If you passed away, would your business suffer? There are many complications and financial issues that can arise due to the death of a business owner. Many people overlook this predicament.
A life insurance policy can keep a business moving along even during tough times, such as the loss of the business owner/partner. Key person life insurance is payable to the company and provides money for training and hiring of a new employee. A buy-sell agreement, funded by life insurance, allows the other partners in the business to buy the deceased’s share of the business, which will provide money for his or her family.
Many people mistakenly think that they don’t need life insurance if they don’t have children or if their children are grown. However, your financial responsibilities fall to your family when you are gone.
Life insurance can replace the income you would usually bring in and help support your spouse or adult children, ensuring your loved ones are able to maintain the lifestyle they're accustomed to.
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Already a client of Health Saving Solutions? Visit our Service Center to make requests and manage your insurance.
Our Clients Rave About Us
Check out our reviews and see why you should switch to Health Saving Solutions.
“Brittany was a huge help and comfort when my husband and I were looking to be self-insured. She navigated the maze of options that we certainly didn’t understand. Brittany was so capable and kind that I recommended her to others! She is a true professional!”
“One of the stresses of being self-employed is having health insurance. Health Saving Solutions assisted me with selecting the right plan for me and made the process so much easier than I had expected! I highly recommend her for your insurance needs.”
“Best experience I have ever had in my many years of dealing with insurance companies. My agent, Brittany Russell, is always there for me, knows her product, and goes out of her way to be sure I have the very best coverage available to me within my budget. Big thumbs up!”
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